Southwest Germantown.

Name: Southwest Germantown, PA — neighborhood data
Creator: each.place

Pennsylvania·Philadelphia County

3 tracts·13K people·$219K median·—/mi²

Population12,669up 19.2% over five years

Median home$218,776

Median age35.5

CountyPhiladelphia

Tracts3

Neighborhoods

3tracts

Open in Explore

01Wister5K$229K 02Wister (2)4K$222K 03Nicetown-tioga3K$196K

People

Census ACS

Median Age35.5yrsa little younger than Pennsylvania 38.2 · a little younger than the U.S. 37.9

Census ACS

HeritageBlack majority

Black 73 · White 18 · Multiracial 4 · Hispanic 4 · Other 1 · Asian 0

Households2.4people / home

Living alone 40 · Other 34 · Married couple 26

Foreign-Born5%U.S. average 14%

Census ACS

Veterans3.6%PA 5.3% · US 5.6%

Census ACS

Housing profile

Census ACS · CFPB/FFIEC HMDA

When Homes Were Built1944median year built

Census ACS

Median Rent$1,068/mo15% below Pennsylvania $1,262 · 32% below the U.S. $1,578

Census ACS

What it costs to buy

Based on

Based on 50 owner-occupied purchases in 2025

What sold here, cheapest to priciest · each block is a tenth of sales

$285,650

median price paid

$229Kcheapest fifth sold under

$356Kpriciest fifth sold above

each block is a fifth of sales

How buyers financed it

Down payment$9,2083%

Amount financed$276,44297%

Interest rate6.49%30-yr

Lender fees at closing$7,584

Monthly payment$1,745/moP&I only

Price Spread1.6×priciest fifth vs cheapest fifth

How wide the price range is: the 80th percentile sale divided by the 20th. An area of near-identical homes lands near 1×; a mixed one runs far higher. CFPB/FFIEC HMDA.

Buyer Income$101,620median, of purchasers

The income lenders recorded on these applications — the people who BOUGHT, not the households already living here. CFPB/FFIEC HMDA.

Debt to Income40%40% above 43%

Total monthly debt as a share of income, at the time of purchase. 43% is the threshold above which a mortgage stops meeting the federal qualified-mortgage standard. CFPB/FFIEC HMDA.

Homes Sold2.7%of owner-occupied homes, per year

Mortgaged purchases in a year divided by Southwest Germantown's owner-occupied homes — how often a home here changes hands. CFPB/FFIEC HMDA.

Jumbo Loans0%above the conforming limit

Share of purchases financed above the county conforming loan limit, so they fall outside Fannie Mae and Freddie Mac. CFPB/FFIEC HMDA.

FHA or VA Loans37%government-backed programs

Share financed through the Federal Housing Administration or Department of Veterans Affairs, which allow smaller down payments than a conventional loan. CFPB/FFIEC HMDA.

Who bought

Based on all 52 purchases in 2025 · 4% were not principal residences

Only 2 of these 52 purchases were not principal residences. A separate median needs at least 15, so add earlier years to widen the sample.

Occupancy is recorded by the lender at purchase: a principal residence, a second home, or an investment property. Source: CFPB/FFIEC HMDA — single-unit homes bought with a mortgage; cash sales are not reported to HMDA.

Homeownership45.6%PA 59.2% · US 58.1%

Census ACS

Price-to-Income4.3×sale price ÷ household income

CFPB/FFIEC HMDA · Census ACS

Not Owner-Occupied2.4%of 165 purchases, second homes or investments

CFPB/FFIEC HMDA

Housing Units5,8097.5% vacant · US 8.2%

Census ACS

Rent-Burdened50.6%renters paying 30%+ of income · US 48%

Census ACS

Moved in Past Year11.9%PA 12.8% · US 13.5%

Census ACS

Education

Census ACS

Bachelor's or Higher35.2%a little higher than Pennsylvania 33.6% · a little lower than the U.S. 37.1%

Census ACS · dotted lines mark the U.S. share of each bucket

High School or Higher91.6%about the same as Pennsylvania 90.3% · a little higher than the U.S. 88.5%

Census ACS

Associate or Higher41.5%PA 42% · US 45.4%

Census ACS

Money

Census ACS

Median Household Income$60,05416% below Pennsylvania $71,143 · 30% below the U.S. $86,055

Census ACS

Below Poverty Line20%21% above Pennsylvania 16.6% · 44% above the U.S. 13.9%

Census ACS

Unemployment10.2%PA 6.7% · US 5.7%

Census ACS

Income Inequality0.50GiniPA 0.42 · US 0.42

Census ACS

Work

LEHD LODES · Census ACS

Jobs Located in Southwest Germantown1,164+6.6% year over year

LEHD LODES

Per-Capita Income$33,40025% below Pennsylvania $44,355 · 25% below the U.S. $44,675

Census ACS

Commute

Census ACS · EPA

Mean Commute35.9min35% longer than Pennsylvania 26.5 · 36% longer than the U.S. 26.4

Census ACS

Climate & natural hazards

NOAA · FEMA NRI · USGS

Comfort

Avg Summer Heat85° Jul

Avg Winter Cold28° Jan

Humidity63%

Sunshine64%

Precipitation50in/yr

Snowfall16in/yr

Comfortable Days117days/yrDays passing every comfort gate

NOAA GridMET daily grid

Rep-tract reading · same station-interpolated source as address reports

Natural hazards

Heat wave98

Cold wave80

Earthquake77

Winter weather70

Tornado49

Hail45

Peak Ground Shaking0.26g2% chance in 50 years

USGS National Seismic Hazard Model

Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median

Public schools

NCES · state test proficiency

Elementary

1Fitler Academics Plus16%
2Kelly John B Sch15%

Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.

Common questions

What is the median home value in Southwest Germantown, PA?

The median home value in Southwest Germantown is $218,776 (Census ACS) — 0.5× the US median of $458,812.

How many people live in Southwest Germantown?

Southwest Germantown has 12,669 residents across 3 census tracts (Census ACS).

What are the demographics of Southwest Germantown?

The median age is 35.5; the population is 73.3% Black, 17.7% White, 3.9% Multiracial, 3.9% Hispanic or Latino, 0.7% Other and 0.5% Asian; the average household has 2.4 people; 35.2% of adults hold a bachelor's degree or higher; the poverty rate is 20.0% (Census ACS).

Which public schools in Southwest Germantown post the highest test proficiency?

Fitler Academics Plus (16%) and Kelly John B Sch (15%) lead the elementary schools. Average of ELA and math proficiency (state DOE / NCES).

What is the median rent in Southwest Germantown?

Median gross rent is $1,068/month, 32% below the US median (Census ACS).

What is the median household income in Southwest Germantown, PA?

The median household income in Southwest Germantown is $60,054 a year, 30% below the US median (Census ACS).

How much does it cost to live in Southwest Germantown?

In Southwest Germantown, median rent is $1,068/month and the median home value is $218,776 (Census ACS).

What is the weather like in Southwest Germantown?

Summer highs average 85°F; winter lows average 28°F; there are 117 comfortable days a year; annual precipitation is 50 inches; snowfall averages 16 inches a year (NOAA GridMET).

What is the natural disaster risk in Southwest Germantown, PA?

The highest-rated natural hazards in Southwest Germantown are heat wave (98), cold wave (80) and earthquake (77), scored 0–100 against all US communities (FEMA National Risk Index). Peak ground shaking is 0.26g (USGS; 2% chance in 50 years).

How walkable is Southwest Germantown, PA?

In Southwest Germantown, 4.2% of workers walk to work (Census ACS).

Nearby places

each.place

Philadelphia.

Southwest Germantown

CountyNeighborhoodZIP

Foundations

Community

Safety

Schools

Everyday Life

Amenities

Mobility

Recreation

Environment

Health

Climate

Nature

Cost & Opportunity

Jobs

Housing

Scores run 0–10 and center on the state median

Fair Housing. Race, ethnicity, language, national origin, income, disability, household makeup, commute and vehicle access, home tenure, and similar characteristics shown anywhere in this report are descriptive context only — never used to rate, score, or rank a place. Using protected-class characteristics to evaluate a neighborhood may violate the Fair Housing Act.

each.place

Southwest Germantown.

Pennsylvania·

Neighborhoods

POPMEDIAN

each.place

Southwest Germantown.

Pennsylvania·Philadelphia County

3 tracts·13K people·$219K median·—/mi²

Population12,669up 19.2% over five years

Median home$218,776

Median age35.5

CountyPhiladelphia

Tracts3

Neighborhoods

3tracts

Open in Explore

01Wister5K$229K 02Wister (2)4K$222K 03Nicetown-tioga3K$196K

People

Census ACS

Median Age35.5yrsa little younger than Pennsylvania 38.2 · a little younger than the U.S. 37.9

Census ACS

HeritageBlack majority

Black 73 · White 18 · Multiracial 4 · Hispanic 4 · Other 1 · Asian 0

Households2.4people / home

Living alone 40 · Other 34 · Married couple 26

Foreign-Born5%U.S. average 14%

Census ACS

Veterans3.6%PA 5.3% · US 5.6%

Census ACS

Housing profile

Census ACS · CFPB/FFIEC HMDA

When Homes Were Built1944median year built

Census ACS

Median Rent$1,068/mo15% below Pennsylvania $1,262 · 32% below the U.S. $1,578

Census ACS

What it costs to buy

Based on

Based on 50 owner-occupied purchases in 2025

What sold here, cheapest to priciest · each block is a tenth of sales

$285,650

median price paid

$229Kcheapest fifth sold under

$356Kpriciest fifth sold above

each block is a fifth of sales

How buyers financed it

Down payment$9,2083%

Amount financed$276,44297%

Interest rate6.49%30-yr

Lender fees at closing$7,584

Monthly payment$1,745/moP&I only

Price Spread1.6×priciest fifth vs cheapest fifth

How wide the price range is: the 80th percentile sale divided by the 20th. An area of near-identical homes lands near 1×; a mixed one runs far higher. CFPB/FFIEC HMDA.

Buyer Income$101,620median, of purchasers

The income lenders recorded on these applications — the people who BOUGHT, not the households already living here. CFPB/FFIEC HMDA.

Debt to Income40%40% above 43%

Total monthly debt as a share of income, at the time of purchase. 43% is the threshold above which a mortgage stops meeting the federal qualified-mortgage standard. CFPB/FFIEC HMDA.

Homes Sold2.7%of owner-occupied homes, per year

Mortgaged purchases in a year divided by Southwest Germantown's owner-occupied homes — how often a home here changes hands. CFPB/FFIEC HMDA.

Jumbo Loans0%above the conforming limit

Share of purchases financed above the county conforming loan limit, so they fall outside Fannie Mae and Freddie Mac. CFPB/FFIEC HMDA.

FHA or VA Loans37%government-backed programs

Share financed through the Federal Housing Administration or Department of Veterans Affairs, which allow smaller down payments than a conventional loan. CFPB/FFIEC HMDA.

Who bought

Based on all 52 purchases in 2025 · 4% were not principal residences

Only 2 of these 52 purchases were not principal residences. A separate median needs at least 15, so add earlier years to widen the sample.

Homeownership45.6%PA 59.2% · US 58.1%

Census ACS

Price-to-Income4.3×sale price ÷ household income

CFPB/FFIEC HMDA · Census ACS

Not Owner-Occupied2.4%of 165 purchases, second homes or investments

CFPB/FFIEC HMDA

Housing Units5,8097.5% vacant · US 8.2%

Census ACS

Rent-Burdened50.6%renters paying 30%+ of income · US 48%

Census ACS

Moved in Past Year11.9%PA 12.8% · US 13.5%

Census ACS

Education

Census ACS

Bachelor's or Higher35.2%a little higher than Pennsylvania 33.6% · a little lower than the U.S. 37.1%

Census ACS · dotted lines mark the U.S. share of each bucket

High School or Higher91.6%about the same as Pennsylvania 90.3% · a little higher than the U.S. 88.5%

Census ACS

Associate or Higher41.5%PA 42% · US 45.4%

Census ACS

Money

Census ACS

Median Household Income$60,05416% below Pennsylvania $71,143 · 30% below the U.S. $86,055

Census ACS

Below Poverty Line20%21% above Pennsylvania 16.6% · 44% above the U.S. 13.9%

Census ACS

Unemployment10.2%PA 6.7% · US 5.7%

Census ACS

Income Inequality0.50GiniPA 0.42 · US 0.42

Census ACS

Work

LEHD LODES · Census ACS

Jobs Located in Southwest Germantown1,164+6.6% year over year

LEHD LODES

Per-Capita Income$33,40025% below Pennsylvania $44,355 · 25% below the U.S. $44,675

Census ACS

Commute

Census ACS · EPA

Mean Commute35.9min35% longer than Pennsylvania 26.5 · 36% longer than the U.S. 26.4

Census ACS

Climate & natural hazards

NOAA · FEMA NRI · USGS

Comfort

Avg Summer Heat85° Jul

Avg Winter Cold28° Jan

Humidity63%

Sunshine64%

Precipitation50in/yr

Snowfall16in/yr

Comfortable Days117days/yrDays passing every comfort gate

NOAA GridMET daily grid

Rep-tract reading · same station-interpolated source as address reports

Natural hazards

Heat wave98

Cold wave80

Earthquake77

Winter weather70

Tornado49

Hail45

Peak Ground Shaking0.26g2% chance in 50 years

USGS National Seismic Hazard Model

Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median

Public schools

NCES · state test proficiency

Elementary

1Fitler Academics Plus16%
2Kelly John B Sch15%

Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.

Common questions

What is the median home value in Southwest Germantown, PA?

The median home value in Southwest Germantown is $218,776 (Census ACS) — 0.5× the US median of $458,812.

How many people live in Southwest Germantown?

Southwest Germantown has 12,669 residents across 3 census tracts (Census ACS).

What are the demographics of Southwest Germantown?

Which public schools in Southwest Germantown post the highest test proficiency?

Fitler Academics Plus (16%) and Kelly John B Sch (15%) lead the elementary schools. Average of ELA and math proficiency (state DOE / NCES).

What is the median rent in Southwest Germantown?

Median gross rent is $1,068/month, 32% below the US median (Census ACS).

What is the median household income in Southwest Germantown, PA?

The median household income in Southwest Germantown is $60,054 a year, 30% below the US median (Census ACS).

How much does it cost to live in Southwest Germantown?

In Southwest Germantown, median rent is $1,068/month and the median home value is $218,776 (Census ACS).

What is the weather like in Southwest Germantown?

Summer highs average 85°F; winter lows average 28°F; there are 117 comfortable days a year; annual precipitation is 50 inches; snowfall averages 16 inches a year (NOAA GridMET).

What is the natural disaster risk in Southwest Germantown, PA?

How walkable is Southwest Germantown, PA?

In Southwest Germantown, 4.2% of workers walk to work (Census ACS).