Providence Plantation.

Name: Providence Plantation, NC — neighborhood data
Creator: each.place

North Carolina·Mecklenburg County

2 tracts·10K people·$676K median·—/mi²

Population10,355down 0.9% over five years

Median home$676,470

Median age40.7

CountyMecklenburg

Tracts2

Neighborhoods

2tracts

Open in Explore

01Governor James G Martin Freeway / Providence Road5K$695K 02Governor James G Martin Freeway / Weddington Road5K$657K

People

Census ACS

Median Age40.7yrsa little older than North Carolina 37.2 · a little older than the U.S. 37.9

Census ACS

HeritageWhite majority

White 71 · Asian 10 · Hispanic 8 · Multiracial 5 · Black 5 · Other 1

Households3.0people / home

Married couple 74 · Living alone 13 · Other 13

Foreign-Born12.6%U.S. average 14%

Census ACS

Veterans5.2%NC 6.9% · US 5.6%

Census ACS

Housing profile

Census ACS · CFPB/FFIEC HMDA

When Homes Were Built1995median year built

Census ACS

Median Rent$1,951/mo42% above North Carolina $1,374 · 24% above the U.S. $1,578

Census ACS

What it costs to buy

Based on

Based on 121 owner-occupied purchases in 2025

What sold here, cheapest to priciest · each block is a tenth of sales

$828,832

median price paid

$631Kcheapest fifth sold under

$1.19Mpriciest fifth sold above

each block is a fifth of sales

How buyers financed it

Down payment$165,76620%

Amount financed$663,06680%

Interest rate6.50%30-yr

Lender fees at closing$5,377

Monthly payment$4,189/moP&I only

Price Spread1.9×priciest fifth vs cheapest fifth

How wide the price range is: the 80th percentile sale divided by the 20th. An area of near-identical homes lands near 1×; a mixed one runs far higher. CFPB/FFIEC HMDA.

Buyer Income$238,616median, of purchasers

The income lenders recorded on these applications — the people who BOUGHT, not the households already living here. CFPB/FFIEC HMDA.

Debt to Income37%26% above 43%

Total monthly debt as a share of income, at the time of purchase. 43% is the threshold above which a mortgage stops meeting the federal qualified-mortgage standard. CFPB/FFIEC HMDA.

Homes Sold4.1%of owner-occupied homes, per year

Mortgaged purchases in a year divided by Providence Plantation's owner-occupied homes — how often a home here changes hands. CFPB/FFIEC HMDA.

Jumbo Loans23%above the conforming limit

Share of purchases financed above the county conforming loan limit, so they fall outside Fannie Mae and Freddie Mac. CFPB/FFIEC HMDA.

FHA or VA Loans1%government-backed programs

Share financed through the Federal Housing Administration or Department of Veterans Affairs, which allow smaller down payments than a conventional loan. CFPB/FFIEC HMDA.

Who bought

Based on all 123 purchases in 2025 · 2% were not principal residences

Only 2 of these 123 purchases were not principal residences. A separate median needs at least 15, so add earlier years to widen the sample.

Occupancy is recorded by the lender at purchase: a principal residence, a second home, or an investment property. Source: CFPB/FFIEC HMDA — single-unit homes bought with a mortgage; cash sales are not reported to HMDA.

Homeownership87.7%NC 58.4% · US 58.1%

Census ACS

Price-to-Income5.1×sale price ÷ household income

CFPB/FFIEC HMDA · Census ACS

Not Owner-Occupied3.1%of 390 purchases, second homes or investments

CFPB/FFIEC HMDA

Housing Units3,6192.6% vacant · US 8.2%

Census ACS

Rent-Burdened59.4%renters paying 30%+ of income · US 48%

Census ACS

Moved in Past Year10.6%NC 15.3% · US 13.5%

Census ACS

Education

Census ACS

Bachelor's or Higher70.2%1.7× North Carolina 41.9% · 1.9× the U.S. 37.1%

Census ACS · dotted lines mark the U.S. share of each bucket

High School or Higher98.6%a little higher than North Carolina 90.9% · 11% above the U.S. 88.5%

Census ACS

Associate or Higher77.7%NC 51.2% · US 45.4%

Census ACS

Money

Census ACS

Median Household Income$173,1902.2× North Carolina $79,127 · 2× the U.S. $86,055

Census ACS

Below Poverty Line2.6%81% below North Carolina 13.5% · 82% below the U.S. 13.9%

Census ACS

Unemployment5.5%NC 4.9% · US 5.7%

Census ACS

Income Inequality0.46GiniNC 0.42 · US 0.42

Census ACS

Work

LEHD LODES · Census ACS

Jobs Located in Providence Plantation2,320−11.0% year over year

LEHD LODES

Per-Capita Income$82,2942× North Carolina $41,384 · 1.8× the U.S. $44,675

Census ACS

Commute

Census ACS · EPA

Mean Commute29.7min25% longer than North Carolina 23.8 · 12% longer than the U.S. 26.4

Census ACS

Climate & natural hazards

NOAA · FEMA NRI · USGS

Comfort

Avg Summer Heat89° Jul

Avg Winter Cold33° Jan

Humidity64%

Sunshine70%

Precipitation46in/yr

Snowfall5in/yr

Comfortable Days156days/yrDays passing every comfort gate

NOAA GridMET daily grid

Rep-tract reading · same station-interpolated source as address reports

Natural hazards

Inland flooding90

Landslide81

Ice storm63

Hail62

Tornado61

Wildfire56

Peak Ground Shaking0.17g2% chance in 50 years

USGS National Seismic Hazard Model

Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median

Public schools

NCES · state test proficiency

Elementary

1Providence Spring Elementary91%
2McKee Road Elementary87%

Middle

1Telra Institute Remote Academy

Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.

Common questions

What is the median home value in Providence Plantation, NC?

The median home value in Providence Plantation is $676,470 (Census ACS) — 1.5× the US median of $458,812.

How many people live in Providence Plantation?

Providence Plantation has 10,355 residents across 2 census tracts (Census ACS).

What are the demographics of Providence Plantation?

The median age is 40.7; the population is 71.0% White, 10.2% Asian, 8.1% Hispanic or Latino, 5.1% Multiracial, 4.7% Black and 0.9% Other; the average household has 3.0 people; 70.2% of adults hold a bachelor's degree or higher; the poverty rate is 2.6% (Census ACS).

Which public schools in Providence Plantation post the highest test proficiency?

Providence Spring Elementary (91%) and McKee Road Elementary (87%) lead the elementary schools. Average of ELA and math proficiency (state DOE / NCES).

What is the median rent in Providence Plantation?

Median gross rent is $1,951/month, 24% above the US median (Census ACS).

What is the median household income in Providence Plantation, NC?

The median household income in Providence Plantation is $173,190 a year, 101% above the US median (Census ACS).

How much does it cost to live in Providence Plantation?

In Providence Plantation, median rent is $1,951/month and the median home value is $676,470 (Census ACS).

What is the weather like in Providence Plantation?

Summer highs average 89°F; winter lows average 33°F; there are 156 comfortable days a year; annual precipitation is 46 inches; snowfall averages 5 inches a year (NOAA GridMET).

What is the natural disaster risk in Providence Plantation, NC?

The highest-rated natural hazards in Providence Plantation are inland flooding (90), landslide (81) and ice storm (63), scored 0–100 against all US communities (FEMA National Risk Index). Peak ground shaking is 0.17g (USGS; 2% chance in 50 years).

How walkable is Providence Plantation, NC?

In Providence Plantation, 0% of workers walk to work (Census ACS).

Nearby places

each.place

Charlotte.

Providence Plantation

CountyNeighborhoodZIP

Foundations

Community

Safety

Schools

Everyday Life

Amenities

Mobility

Recreation

Environment

Health

Climate

Nature

Cost & Opportunity

Jobs

Housing

Scores run 0–10 and center on the state median

Fair Housing. Race, ethnicity, language, national origin, income, disability, household makeup, commute and vehicle access, home tenure, and similar characteristics shown anywhere in this report are descriptive context only — never used to rate, score, or rank a place. Using protected-class characteristics to evaluate a neighborhood may violate the Fair Housing Act.

each.place

Providence Plantation.

North Carolina·

Neighborhoods

POPMEDIAN

each.place

Providence Plantation.

North Carolina·Mecklenburg County

2 tracts·10K people·$676K median·—/mi²

Population10,355down 0.9% over five years

Median home$676,470

Median age40.7

CountyMecklenburg

Tracts2

Neighborhoods

2tracts

Open in Explore

01Governor James G Martin Freeway / Providence Road5K$695K 02Governor James G Martin Freeway / Weddington Road5K$657K

People

Census ACS

Median Age40.7yrsa little older than North Carolina 37.2 · a little older than the U.S. 37.9

Census ACS

HeritageWhite majority

White 71 · Asian 10 · Hispanic 8 · Multiracial 5 · Black 5 · Other 1

Households3.0people / home

Married couple 74 · Living alone 13 · Other 13

Foreign-Born12.6%U.S. average 14%

Census ACS

Veterans5.2%NC 6.9% · US 5.6%

Census ACS

Housing profile

Census ACS · CFPB/FFIEC HMDA

When Homes Were Built1995median year built

Census ACS

Median Rent$1,951/mo42% above North Carolina $1,374 · 24% above the U.S. $1,578

Census ACS

What it costs to buy

Based on

Based on 121 owner-occupied purchases in 2025

What sold here, cheapest to priciest · each block is a tenth of sales

$828,832

median price paid

$631Kcheapest fifth sold under

$1.19Mpriciest fifth sold above

each block is a fifth of sales

How buyers financed it

Down payment$165,76620%

Amount financed$663,06680%

Interest rate6.50%30-yr

Lender fees at closing$5,377

Monthly payment$4,189/moP&I only

Price Spread1.9×priciest fifth vs cheapest fifth

How wide the price range is: the 80th percentile sale divided by the 20th. An area of near-identical homes lands near 1×; a mixed one runs far higher. CFPB/FFIEC HMDA.

Buyer Income$238,616median, of purchasers

The income lenders recorded on these applications — the people who BOUGHT, not the households already living here. CFPB/FFIEC HMDA.

Debt to Income37%26% above 43%

Total monthly debt as a share of income, at the time of purchase. 43% is the threshold above which a mortgage stops meeting the federal qualified-mortgage standard. CFPB/FFIEC HMDA.

Homes Sold4.1%of owner-occupied homes, per year

Mortgaged purchases in a year divided by Providence Plantation's owner-occupied homes — how often a home here changes hands. CFPB/FFIEC HMDA.

Jumbo Loans23%above the conforming limit

Share of purchases financed above the county conforming loan limit, so they fall outside Fannie Mae and Freddie Mac. CFPB/FFIEC HMDA.

FHA or VA Loans1%government-backed programs

Share financed through the Federal Housing Administration or Department of Veterans Affairs, which allow smaller down payments than a conventional loan. CFPB/FFIEC HMDA.

Who bought

Based on all 123 purchases in 2025 · 2% were not principal residences

Only 2 of these 123 purchases were not principal residences. A separate median needs at least 15, so add earlier years to widen the sample.

Homeownership87.7%NC 58.4% · US 58.1%

Census ACS

Price-to-Income5.1×sale price ÷ household income

CFPB/FFIEC HMDA · Census ACS

Not Owner-Occupied3.1%of 390 purchases, second homes or investments

CFPB/FFIEC HMDA

Housing Units3,6192.6% vacant · US 8.2%

Census ACS

Rent-Burdened59.4%renters paying 30%+ of income · US 48%

Census ACS

Moved in Past Year10.6%NC 15.3% · US 13.5%

Census ACS

Education

Census ACS

Bachelor's or Higher70.2%1.7× North Carolina 41.9% · 1.9× the U.S. 37.1%

Census ACS · dotted lines mark the U.S. share of each bucket

High School or Higher98.6%a little higher than North Carolina 90.9% · 11% above the U.S. 88.5%

Census ACS

Associate or Higher77.7%NC 51.2% · US 45.4%

Census ACS

Money

Census ACS

Median Household Income$173,1902.2× North Carolina $79,127 · 2× the U.S. $86,055

Census ACS

Below Poverty Line2.6%81% below North Carolina 13.5% · 82% below the U.S. 13.9%

Census ACS

Unemployment5.5%NC 4.9% · US 5.7%

Census ACS

Income Inequality0.46GiniNC 0.42 · US 0.42

Census ACS

Work

LEHD LODES · Census ACS

Jobs Located in Providence Plantation2,320−11.0% year over year

LEHD LODES

Per-Capita Income$82,2942× North Carolina $41,384 · 1.8× the U.S. $44,675

Census ACS

Commute

Census ACS · EPA

Mean Commute29.7min25% longer than North Carolina 23.8 · 12% longer than the U.S. 26.4

Census ACS

Climate & natural hazards

NOAA · FEMA NRI · USGS

Comfort

Avg Summer Heat89° Jul

Avg Winter Cold33° Jan

Humidity64%

Sunshine70%

Precipitation46in/yr

Snowfall5in/yr

Comfortable Days156days/yrDays passing every comfort gate

NOAA GridMET daily grid

Rep-tract reading · same station-interpolated source as address reports

Natural hazards

Inland flooding90

Landslide81

Ice storm63

Hail62

Tornado61

Wildfire56

Peak Ground Shaking0.17g2% chance in 50 years

USGS National Seismic Hazard Model

Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median

Public schools

NCES · state test proficiency

Elementary

1Providence Spring Elementary91%
2McKee Road Elementary87%

Middle

1Telra Institute Remote Academy

Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.

Common questions

What is the median home value in Providence Plantation, NC?

The median home value in Providence Plantation is $676,470 (Census ACS) — 1.5× the US median of $458,812.

How many people live in Providence Plantation?

Providence Plantation has 10,355 residents across 2 census tracts (Census ACS).

What are the demographics of Providence Plantation?

Which public schools in Providence Plantation post the highest test proficiency?

Providence Spring Elementary (91%) and McKee Road Elementary (87%) lead the elementary schools. Average of ELA and math proficiency (state DOE / NCES).

What is the median rent in Providence Plantation?

Median gross rent is $1,951/month, 24% above the US median (Census ACS).

What is the median household income in Providence Plantation, NC?

The median household income in Providence Plantation is $173,190 a year, 101% above the US median (Census ACS).

How much does it cost to live in Providence Plantation?

In Providence Plantation, median rent is $1,951/month and the median home value is $676,470 (Census ACS).

What is the weather like in Providence Plantation?

Summer highs average 89°F; winter lows average 33°F; there are 156 comfortable days a year; annual precipitation is 46 inches; snowfall averages 5 inches a year (NOAA GridMET).

What is the natural disaster risk in Providence Plantation, NC?

How walkable is Providence Plantation, NC?

In Providence Plantation, 0% of workers walk to work (Census ACS).