Panama City.
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Fair Housing. Race, ethnicity, language, national origin, income, disability, household makeup, commute and vehicle access, home tenure, and similar characteristics shown anywhere in this report are descriptive context only — never used to rate, score, or rank a place. Using protected-class characteristics to evaluate a neighborhood may violate the Fair Housing Act.
Florida·Bay County
13 tracts·39K people·$269K median·1,088/mi²
White 62 · Black 20 · Hispanic 10 · Multiracial 5 · Asian 2 · Other 1
Married couple 38 · Living alone 34 · Other 28
Health 35 · Professional 20 · Retail 16 · Leisure 10 · Manufacturing 9 · Public admin 7 · Other 2
Management · business · science · arts 38 · Sales · office 22 · Service 20 · Production · transport 11 · Construction · maintenance 9
Drive alone 73 · Carpool 27 · Work from home 9 · Walk 1 · Bike 0 · Transit 0
Rep-tract reading · same station-interpolated source as address reports
Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median
Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.
The median home value in Panama City is $268,900 (Census ACS 2020–2024) — 0.6× the US median of $458,812.
Panama City has 34,979 residents across 11 census tracts and 12 named neighborhoods (Census ACS 2020–2024).
The median age is 39.5; the population is 61.8% White, 20.1% Black, 9.7% Hispanic or Latino, 5.3% Multiracial, 1.7% Asian and 1.4% Other; the average household has 2.3 people; 26.4% of adults hold a bachelor's degree or higher; the poverty rate is 17.6% (Census ACS 2020–2024).
UNIVERSITY ACADEMY SABL INC (89%), PALM BAY ELEMENTARY SCHOOL (55%) and LUCILLE MOORE ELEMENTARY SCHOOL (48%) lead the elementary schools; JINKS MIDDLE SCHOOL is the middle school with reported scores (32%); THE COLLEGIATE SCHOOL AT FSU PC (92%), AMIKIDS MARITIME ACADEMY (62%) and PALM BAY PREPARATORY ACADEMY 6-12 (61%) lead the high schools. Average of ELA and math proficiency (state DOE / NCES).
Median gross rent is $1,327/month, 16% below the US median (Census ACS 2020–2024).
The median household income in Panama City is $62,265 a year, 28% below the US median (Census ACS 2020–2024).
In Panama City, median rent is $1,327/month and the median home value is $268,900 (Census ACS 2020–2024).
Panama City reported 7.3 violent crimes and 25.8 property crimes per 1,000 residents (FBI UCR, 2023).
Summer highs average 90°F; winter lows average 44°F; there are 112 comfortable days a year; annual rainfall is 65 inches (NOAA GridMET).
The highest-rated natural hazards in Panama City are lightning (97), tornado (84) and wildfire (74), scored 0–100 against all US communities (FEMA National Risk Index). Peak ground shaking is 0.04g (USGS; 2% chance in 50 years).
In Panama City, 1.1% of workers walk to work (Census ACS).