Panama City Beach.
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Fair Housing. Race, ethnicity, language, national origin, income, disability, household makeup, commute and vehicle access, home tenure, and similar characteristics shown anywhere in this report are descriptive context only — never used to rate, score, or rank a place. Using protected-class characteristics to evaluate a neighborhood may violate the Fair Housing Act.
Florida·Bay County
8 tracts·24K people·$441K median·1,226/mi²
White 77 · Hispanic 10 · Black 5 · Multiracial 5 · Asian 2 · Other 1
Married couple 47 · Living alone 30 · Other 23
Leisure 38 · Retail 24 · Professional 18 · Manufacturing 11 · Public admin 3 · Health 2 · Other 3
Management · business · science · arts 41 · Sales · office 29 · Service 19 · Construction · maintenance 7 · Production · transport 4
Drive alone 73 · Carpool 16 · Work from home 13 · Walk 3 · Bike 0 · Transit 0
Rep-tract reading · same station-interpolated source as address reports
Rep-tract reading · FEMA National Risk Index, national ranks 0–100; the tick is the national median
Showing up to 10 schools per level · School assignment depends on the exact address; open a neighborhood or address report to see your assigned schools.
The median home value in Panama City Beach is $441,300 (Census ACS 2020–2024) — 1.0× the US median of $458,812.
Panama City Beach has 18,971 residents across 7 census tracts and 7 named neighborhoods (Census ACS 2020–2024).
The median age is 45.4; the population is 77.1% White, 10.1% Hispanic or Latino, 5.4% Black, 4.7% Multiracial, 1.8% Asian and 0.8% Other; the average household has 2.2 people; 38.0% of adults hold a bachelor's degree or higher; the poverty rate is 10.0% (Census ACS 2020–2024).
BREAKFAST POINT ACADEMY (63%) and HUTCHISON BEACH ELEMENTARY SCHOOL (58%) lead the elementary schools; J.R. ARNOLD HIGH SCHOOL is the high school with reported scores (48%). Average of ELA and math proficiency (state DOE / NCES).
Median gross rent is $1,791/month, 13% above the US median (Census ACS 2020–2024).
The median household income in Panama City Beach is $80,941 a year, 6% below the US median (Census ACS 2020–2024).
In Panama City Beach, median rent is $1,791/month and the median home value is $441,300 (Census ACS 2020–2024).
Panama City Beach reported 10.3 violent crimes and 59.5 property crimes per 1,000 residents (FBI UCR, 2020).
Summer highs average 89°F; winter lows average 45°F; there are 117 comfortable days a year; annual rainfall is 66 inches (NOAA GridMET).
The highest-rated natural hazards in Panama City Beach are lightning (97), tornado (86) and wildfire (82), scored 0–100 against all US communities (FEMA National Risk Index). Peak ground shaking is 0.04g (USGS; 2% chance in 50 years).
In Panama City Beach, 3% of workers walk to work (Census ACS).